Credit SPC

Schema

  {
                "id": "40f048a6-15ba-4ad8-a4ae-aee4827830e4",
                "type": "PF_CREDIT_ANALYSIS_SPC",
                "record_id": "0900d97d-c743-4431-8c89-067539cd7e8e",
                "properties": "{}",
                "content": "{\"debts\":[{\"city\":\"PORTO ALEGRE\",\"type\":\"CRED CARTAO\",\"state\":\"RS\",\"value\":678.82,\"entity\":\"SERASA-EXPERIAN\",\"contract\":\"MP428966000030134066\",\"creditor\":\"BANCO SANTANDER S/A\",\"inhibited\":false,\"insertion_date\":\"2023-06-01\",\"registration_date\":\"2023-06-01\"},{\"city\":\"PORTO ALEGRE\",\"type\":\"EMPRES CONTA\",\"state\":\"RS\",\"value\":4090.52,\"entity\":\"SERASA-EXPERIAN\",\"contract\":\"DE04289020032590\",\"creditor\":\"BANCO SANTANDER S/A\",\"inhibited\":false,\"insertion_date\":\"2023-06-01\",\"registration_date\":\"2023-06-01\"},{\"city\":\"PORTO ALEGRE\",\"type\":\"CRED CARTAO\",\"state\":\"RS\",\"value\":6898.31,\"entity\":\"SERASA-EXPERIAN\",\"contract\":\"MP428966000031516066\",\"creditor\":\"BANCO SANTANDER S/A\",\"inhibited\":false,\"insertion_date\":\"2023-06-01\",\"registration_date\":\"2023-06-01\"},{\"city\":\"MONTE BELO\",\"type\":\"CRED CARTAO\",\"state\":\"MG\",\"value\":672.45,\"entity\":\"SERASA-EXPERIAN\",\"contract\":\"6087830013358802\",\"creditor\":\"BRASIL CARD ADM CARTAO DE CREDITO LTDA\",\"inhibited\":false,\"insertion_date\":\"2022-11-10\",\"registration_date\":\"2022-11-10\"},{\"city\":\"MONTE BELO\",\"type\":\"COMPRADOR\",\"state\":\"MG\",\"value\":672.45,\"entity\":\"CDL - MONTE BELO / MG\",\"contract\":\"000000000000006087830013358802\",\"creditor\":\"BRASIL CARD\",\"inhibited\":false,\"insertion_date\":\"2023-01-16\",\"registration_date\":\"2022-11-10\"}],\"alerts\":[],\"queries\":[{\"city\":\"CURITIBA\",\"date\":\"2024-06-13\",\"state\":\"PR\",\"entity\":null,\"requestor\":\"BRICK SEGUROS\",\"requestor_group\":null,\"requestor_cnae_code\":null,\"requestor_cnae_desc\":null},{\"city\":\"CURITIBA\",\"date\":\"2024-06-12\",\"state\":\"PR\",\"entity\":null,\"requestor\":\"BRICK SEGUROS\",\"requestor_group\":null,\"requestor_cnae_code\":null,\"requestor_cnae_desc\":null},{\"city\":\"CURITIBA\",\"date\":\"2024-06-12\",\"state\":\"PR\",\"entity\":null,\"requestor\":\"BRICK SEGUROS\",\"requestor_group\":null,\"requestor_cnae_code\":null,\"requestor_cnae_desc\":null}],\"behavior\":null,\"payments\":null,\"restriction\":true,\"score_model\":{\"total_debts\":13012.550000000003,\"credit_score\":516,\"default_prob\":31.15,\"social_class\":\"C\",\"presumed_income\":null,\"suggested_credit_limit\":null},\"contact_info\":[{\"city\":\"BRASILIA\",\"state\":\"DF\",\"emails\":[\"[email protected]\"],\"number\":null,\"phones\":[\"(61) 995017043\",\"(61) 995017043\"],\"street\":\"Q Q 203 CJ 1\",\"zip_code\":\"71692601\",\"last_update\":null,\"neighborhood\":\"SETOR RES OESTE SAO SEBASTIAO\",\"additional_info\":null}],\"registration\":{\"name\":\"RAFAEL PIRES ARAUJO\",\"gender\":\"MASCULINO\",\"rg_number\":null,\"birth_date\":\"1993-05-02\",\"cpf_region\":\"DISTRITO FEDERAL, GOIAS, MATO GROSSO, MATO GROSSO DO SUL E TOCANTINS\",\"irs_status\":null,\"birth_place\":null,\"last_update\":null,\"mother_name\":\"FRANCINETE PIRES ARAUJO\",\"voter_number\":null,\"merital_status\":null,\"obit_indication\":null,\"rg_issuing_date\":null,\"instruction_level\":null,\"number_dependants\":null,\"rg_issuing_authority\":null},\"positive_info\":false,\"bounced_checks\":{\"number\":0,\"last_occurrence\":null},\"company_ownership\":[],\"income_commitment\":null,\"declared_bankrupcy\":[]}",
                "valid": true,
                "message": "OK",
                "elapsed_time": 2414.414,
                "contact_support": false,
                "should_retry": false,
                "created_at": "2024-06-14T13:25:01.368Z",
                "updated_at": "2024-06-14T13:25:01.841Z",
                "created_by": "8ec563de-7ec4-41c5-97fc-8596ee36bf22",
                "updated_by": "8ec563de-7ec4-41c5-97fc-8596ee36bf22",
                "photo": null,
                "loading": false
            },

How to Evaluate